HSBC Personal Loan

Throughout life we have plans, so many things we want to achieve. Financial obstacles often stand in the way and with a personal loan from HSBC, you will derive the satisfaction in putting your plans into action.


Whether your plans are anticipated or unexpected, our personal loan can help you with: enhancing your home the way you've always wanted, planning that desired wedding which otherwise would have remained a vision, taking the holiday you deserve, or funding any other personal needs and unforeseen emergencies.


  • Simple loan repayment (payments are fluctuating as we offer variable rates)
    You will be required to pay on a monthly basis, comprising of capital and interest.
  • Competitive interest rates
    Our interest rates for personal loans are fluctuating and linked to the Bank of Mauritius Key Repo Rate (KRR).
  • Wide range of loan amounts to suit your budget
  • Flexible repayment period
    Our repayment periods range from 1 to 5 years to help you to manage your finances better.
  • No monthly service fee
    We do not charge any monthly service charge for holding a personal loan with us.

Eligibility criteria

To apply for a personal loan, you must satisfy the following criteria:

  • Resident of Mauritius
  • Aged between 18 to 65 years (loan to terminate at 65 years or retirement age)
  • Earn a minimum monthly income of MUR 15,000

Criteria mentioned above are for indicative purposes only. Customers are recommended to talk to a branch representative for more details.

Apply online

Documents required

To apply for a personal loan, please submit the following documents:

  • Proof of identity - national identity card or a valid passport
  • Last 3 salary slips if income is fixed. For variable income, please provide the last 12 months salary slips
  • Latest utility bill - eg CEB, CWA, or MT
  • Bank statements for the last 2 months (if salary is not credited to a HSBC account)

We may in some cases, require other documents from you. Our staff will advise you accordingly.

Terms and conditions apply.

Note: We wish to inform you of the existence of the Mauritius Credit Information Bureau (MCIB). Access the MCIB information booklet.

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