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Energy Efficiency Loan at 7.75% p.a.

Adopt sustainable living for a brighter future

Energy Efficiency Loan

Make the choice to lead a more conscious and eco-friendly lifestyle with HSBC Energy Efficiency Loan

Sustainable living is not only about doing less harm to our environment, but about doing more good around you by choosing eco-friendly solutions for a greener and brighter future.

What is a Energy Efficiency Loan?

Our Energy Efficiency Loan has been expressly designed to further support your transition to an more eco-friendlier lifestyle through affordable funding to: protect natural resources, reduce pollution, and help to save the planet through renewable energy use, clean transportation, among others.

Our preferential Energy Efficiency Loan offer

  • Variable rate at only 7.75% p.a. for loan amount up to Rs2.5 million
  • No handling fees and no other charges
  • Flexible loan repayment period up to 7 years
  • No early repayment fee for full or partial early loan repayment
  • Available for purchase of selected eco-friendly products and services for your personal use:

Electric Vehicle

Photovoltaic system

Solar water heater

How much will you repay?

Below is an illustration of estimated monthly repayments for different loan amounts and terms based on indicative rate of 7.75% per annum.
Loan tenor (years)
3 Rs.3,122 Rs.15,611 Rs.31,221 Rs.78,053
4 Rs.2,430 Rs.12,148 Rs.24,296 Rs.60,739
5 Rs.2,016 Rs.10,078 Rs.20,157 Rs.50,392
Below is an illustration of estimated monthly repayments for different loan amounts and terms based on indicative rate of 7.75% per annum.
Loan tenor (years)
Rs.2,500,000 Rs.78,053
Loan tenor (years)
Rs.2,500,000 Rs.60,739
Loan tenor (years)
Rs.2,500,000 Rs.50,392

Note: Annual Percentage Rate (APR) is at 7.75%. Rates are variable. Subject to fluctuations anytime.

Eligibility criteria

To apply for an Energy Efficiency Loan, you must satisfy the following criteria:

  • Resident of Mauritius
  • Aged between 18 to 65 years (loan to terminate at 65 years or retirement age)
  • Earn a minimum monthly income of MUR 25,000

Criteria mentioned above are for indicative purposes only. Customers are recommended to talk to a branch representative for more details.

Documents required for an Energy Efficiency Loan application:

  • Proof of identity – (National Identity Card or Passport)
  • For fixed income: last 3 salary slips (or latest month salary slip if salary is credited to an HSBC account)
    For variable income: last 12 months' salary slips.
  • Bank statements for the last 2 months (if salary is not credited to a HSBC account)
  • Latest utility bill - e.g. Central Electricity Board (CEB), Central Water Authority (CWA), or Mauritius Telecom (MT)


To avail of the Energy Efficiency Loan interest rate and benefits, a copy of the original receipt of the product purchased should be produced (after your loan is disbursed)

We may in some cases, require other documents from you. Our staff will advise you accordingly.

Why HSBC offers Energy Efficiency Loan?

We are committed to the transition to a global net zero economy, not just by playing our part, but by helping to lead it. We're doing this across the bank and by supporting our customers in their own transitions.

We also recognise that our planet urgently needs drastic and lasting action to protect our communities, customers and natural environment from the damaging effects of climate change. Therefore, we are also mobilising finance to make this happen - for our customers to realise the opportunity to build a more sustainable, resilient, and prosperous future.

Terms and conditions apply.

Note: We draw your attention to the existence of the Mauritius Credit Information Bureau (MCIB). Please click here to find out more about Mauritius Credit Information Bureau This link will open in a new window to find out more about Mauritius Credit Information Bureau. Rates are variable and linked to either HSBC Base Lending Rate or Bank of Mauritius Key Rate. These are subject to fluctuations anytime.

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