Rewards programme

Personalised to spoil you, the new HSBC Credit Card Rewards Programme brings you treats that you deserve. So whether you're travelling the world, dining on exotic cuisine, shopping to your heart's content or relaxing in style, use your HSBC Credit Card for payment and earn maximum rewards points.

Re1 = 1 Rewards point

Starting 1 January 2016, for every rupee you spend on your HSBC credit card for purchases, you earn one rewards point.

Enjoy more flexibility in your rewards!

You accumulate your rewards points and increase your rewards points balance on an ongoing basis until you redeem your points or until they expire.

How does it work?

  • Rewards points are valid for a period of 2 years as from month of purchase. For e.g. rewards points, awarded in February 2016, will be available for redemption until end of February 2018
  • Rewards points will therefore expire after two years if not redeemed prior to the expiry date. In the above example, rewards points, which have not been redeemed before end of February 2018, will expire on 1st March 2018
  • Expired rewards points cannot be redeemed and will be deducted from your rewards points balance
Rewards points example
Amount and date purchase transaction posted/rewards points credited Total rewards points available for redemption on same date Expiry of available rewards points
Rs.10,000 on 1 January 2016 10,000 10,000 on 1 February 2018
Rs. 5,000 on 15 May 2016 10,000 + 5,000 = 15,000 10,000 on 1 February 2018
5,000 on 1 June 2018
Rs. 7,000 on 31 December 2017 10,000 + 5,000 + 7,000 = 22,000 10,000 on 1 February 2018
5,000 on 1 June 2018
7,000 on 1 January 2020
Rs.3,000 on 1 January 2018 5,000 + 7,000 + 3,000 = 15,000
(10,000 rewards points earned on 1 January 2016 have expired)
5,000 on 1 June 2018
7,000 on 1 January 2020
3,000 on 1 March 2020
Rewards points example
Amount and date purchase transaction posted/rewards points credited Rs.10,000 on 1 January 2016
Total rewards points available for redemption on same date 10,000
Expiry of available rewards points 10,000 on 1 February 2018
Amount and date purchase transaction posted/rewards points credited Rs. 5,000 on 15 May 2016
Total rewards points available for redemption on same date 10,000 + 5,000 = 15,000
Expiry of available rewards points 10,000 on 1 February 2018
5,000 on 1 June 2018
Amount and date purchase transaction posted/rewards points credited Rs. 7,000 on 31 December 2017
Total rewards points available for redemption on same date 10,000 + 5,000 + 7,000 = 22,000
Expiry of available rewards points 10,000 on 1 February 2018
5,000 on 1 June 2018
7,000 on 1 January 2020
Amount and date purchase transaction posted/rewards points credited Rs.3,000 on 1 January 2018
Total rewards points available for redemption on same date 5,000 + 7,000 + 3,000 = 15,000
(10,000 rewards points earned on 1 January 2016 have expired)
Expiry of available rewards points 5,000 on 1 June 2018
7,000 on 1 January 2020
3,000 on 1 March 2020

HSBC Credit Card Rewards is purely a token of our appreciation to you. Make the most of these thrilling redemption options. Redeem your rewards points anytime and enjoy it all, absolutely free!

Rewards points redemption

Rewards points threshold Rewards Rewards options
75,000 Points Rs. 150 Donation Mauritian Wildlife Foundation or SOS Children's Villages
85,000 Points Rs. 175 Cash back Credited to your selected HSBC Credit Card account
100,000 Points Rs. 250 Voucher Debonairs Pizza, Fishways, Hong Kong Store, Le Bookstore, MCine (1 cinema ticket, 1 popcorn and 1 soft drink), Pizza Hut, Steers, or Winner's 
300,000 Points Rs. 900 Voucher 20/Vin, Bookcourt, FootFive, HobbyWorld, Lemon Yellow, L'Occitane en Provence, Mugg & Bean, Panarottis, Phydra or Spur
500,000 Points Rs. 1,750 Voucher 361, City Sport, Harris Wilson, Ravior, Rituals Spa, Shafiq Hossen Optometrist
1,000,000 Points Rs. 4,000 Voucher Arcadia Travel (not applicable on air tickets only. Applicable on all packages except for Reunion and Rodrigues), Adamas (not applicable on Mauriden products and loose diamonds), or Meem Trading

Rewards points redemption

Rewards points threshold 75,000 Points
Rewards Rs. 150 Donation
Rewards options Mauritian Wildlife Foundation or SOS Children's Villages
Rewards points threshold 85,000 Points
Rewards Rs. 175 Cash back
Rewards options Credited to your selected HSBC Credit Card account
Rewards points threshold 100,000 Points
Rewards Rs. 250 Voucher
Rewards options Debonairs Pizza, Fishways, Hong Kong Store, Le Bookstore, MCine (1 cinema ticket, 1 popcorn and 1 soft drink), Pizza Hut, Steers, or Winner's 
Rewards points threshold 300,000 Points
Rewards Rs. 900 Voucher
Rewards options 20/Vin, Bookcourt, FootFive, HobbyWorld, Lemon Yellow, L'Occitane en Provence, Mugg & Bean, Panarottis, Phydra or Spur
Rewards points threshold 500,000 Points
Rewards Rs. 1,750 Voucher
Rewards options 361, City Sport, Harris Wilson, Ravior, Rituals Spa, Shafiq Hossen Optometrist
Rewards points threshold 1,000,000 Points
Rewards Rs. 4,000 Voucher
Rewards options Arcadia Travel (not applicable on air tickets only. Applicable on all packages except for Reunion and Rodrigues), Adamas (not applicable on Mauriden products and loose diamonds), or Meem Trading

Missing Rewards points to redeem for higher Rewards?

Purchase rewards points in multiples of 10,000 to top up your current rewards points balance. Rs. 40 will be debited from your card account for each 10,000 rewards points purchased. E.g.: You have 1,982,000 rewards points. 

Redemption options
Items Option - redeem current available points Option - purchase 2 multiples of 10,000 rewards points
Redemption thresholds redeemed and value of redemption

1,000,000 - Rs. 4,000 voucher

500,000 - Rs. 1,750 voucher

300,000 - Rs. 900 voucher

100,000 - Rs. 250 voucher

75,000 - Rs. 150 donation

Total points for redemption: 2,002,000

1,000,000 - Rs. 4,000 voucher

1,000,000 - Rs. 4,000 voucher

Total value that can be redeemed Rs. 7,050 Rs. 8,000
Rewards points left which can be redeemed before its expiration (valid for 2 years from month of purchase) 7,000 2,000
Redemption options
Items Redemption thresholds redeemed and value of redemption
Option - redeem current available points

1,000,000 - Rs. 4,000 voucher

500,000 - Rs. 1,750 voucher

300,000 - Rs. 900 voucher

100,000 - Rs. 250 voucher

75,000 - Rs. 150 donation

Option - purchase 2 multiples of 10,000 rewards points

Total points for redemption: 2,002,000

1,000,000 - Rs. 4,000 voucher

1,000,000 - Rs. 4,000 voucher

Items Total value that can be redeemed
Option - redeem current available points Rs. 7,050
Option - purchase 2 multiples of 10,000 rewards points Rs. 8,000
Items Rewards points left which can be redeemed before its expiration (valid for 2 years from month of purchase)
Option - redeem current available points 7,000
Option - purchase 2 multiples of 10,000 rewards points 2,000

How to redeem?

Call HSBC Contact Centre to obtain the number of rewards points available on your credit card account. You choose if you want to accumulate more rewards points or redeem for your preferred gift vouchers, cash back or charity for donation. 

If you choose to redeem, download a copy of the redemption form, then:

  • Print, complete and sign the form
  • Send us the signed form as follows: Deposit the form in the nearest HSBC Branch or mail the redemption form to HSBC Cards Operations, HSBC centre, 4th Floor, 18 Cybercity, Ebene

 

Alternatively, email your choice of redemption through HSBC online banking service only.

Your vouchers and/or donation letter will be sent by registered post to your mailing address. Cash back and purchase of rewards points will normally appear in your credit card statement issued on the following month after your redemption has been processed 

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