Credit Card Rewards Programme | Credit Cards

Rewards programme

Personalised to spoil you, the new HSBC Credit Card Rewards Programme brings you treats that you deserve. So whether you're travelling the world, dining on exotic cuisine, shopping to your heart's content or relaxing in style, use your HSBC Credit Card for payment and earn maximum rewards points.

Re1 = 1 Rewards point

Starting 1 January 2016, for every rupee you spend on your HSBC credit card for purchases, you earn one rewards point.

Enjoy more flexibility in your rewards!

You accumulate your rewards points and increase your rewards points balance on an ongoing basis until you redeem your points or until they expire.

How does it work?

Rewards points are valid for a period of 2 years as from month of purchase. For e.g. rewards points, awarded in February 2016, will be available for redemption until end of February 2018
Rewards points will therefore expire after two years if not redeemed prior to the expiry date. In the above example, rewards points, which have not been redeemed before end of February 2018, will expire on 1st March 2018
Expired rewards points cannot be redeemed and will be deducted from your rewards points balance

Rewards points example
Amount and date purchase transaction posted/rewards points credited	Total rewards points available for redemption on same date	Expiry of available rewards points
Rs.10,000 on 1 January 2016	10,000	10,000 on 1 February 2018
Rs. 5,000 on 15 May 2016	10,000 + 5,000 = 15,000	10,000 on 1 February 2018 5,000 on 1 June 2018
Rs. 7,000 on 31 December 2017	10,000 + 5,000 + 7,000 = 22,000	10,000 on 1 February 2018 5,000 on 1 June 2018 7,000 on 1 January 2020
Rs.3,000 on 1 January 2018	5,000 + 7,000 + 3,000 = 15,000 (10,000 rewards points earned on 1 January 2016 have expired)	5,000 on 1 June 2018 7,000 on 1 January 2020 3,000 on 1 March 2020

Rewards points example
Amount and date purchase transaction posted/rewards points credited	Rs.10,000 on 1 January 2016
Total rewards points available for redemption on same date	10,000
Expiry of available rewards points	10,000 on 1 February 2018

Amount and date purchase transaction posted/rewards points credited	Rs. 5,000 on 15 May 2016
Total rewards points available for redemption on same date	10,000 + 5,000 = 15,000
Expiry of available rewards points	10,000 on 1 February 2018 5,000 on 1 June 2018

Amount and date purchase transaction posted/rewards points credited	Rs. 7,000 on 31 December 2017
Total rewards points available for redemption on same date	10,000 + 5,000 + 7,000 = 22,000
Expiry of available rewards points	10,000 on 1 February 2018 5,000 on 1 June 2018 7,000 on 1 January 2020

Amount and date purchase transaction posted/rewards points credited	Rs.3,000 on 1 January 2018
Total rewards points available for redemption on same date	5,000 + 7,000 + 3,000 = 15,000 (10,000 rewards points earned on 1 January 2016 have expired)
Expiry of available rewards points	5,000 on 1 June 2018 7,000 on 1 January 2020 3,000 on 1 March 2020

HSBC Credit Card Rewards is purely a token of our appreciation to you. Make the most of these thrilling redemption options. Redeem your rewards points anytime and enjoy it all, absolutely free!

Rewards points redemption

List of Rewards Programme redemption points thresholds and option are as per below:
Rewards points threshold	Rewards	Rewards options
75,000 Points	Rs. 150 Donation	SOS Children's Villages
85,000 Points	Rs. 175 Cash back	Credited to your selected HSBC Credit Card account
100,000 Points	Rs. 250 Voucher	Debonairs Pizza, Hong Kong Store, Le Bookstore, MCine (1 cinema ticket, 1 popcorn and 1 soft drink), Pizza Hut, Steers, or Winner's
300,000 Points	Rs. 900 Voucher	20/Vin, Bookcourt, Flemingo Duty Free Mauritius, HobbyWorld, Lemon Yellow, L'Occitane en Provence, Mugg & Bean, Panarottis, Phydra or Spur
500,000 Points	Rs. 1,750 Voucher	361, City Sport, Ravior, Rituals Spa, Shafiq Hossen Optometrist
1,000,000 Points	Rs. 4,000 Voucher	Arcadia Travel (not applicable on air tickets only. Applicable on all packages except for Reunion and Rodrigues), Adamas (not applicable on Mauriden products and loose diamonds), or Meem Trading

List of Rewards Programme redemption points thresholds and option are as per below:
Rewards points threshold	75,000 Points
Rewards	Rs. 150 Donation
Rewards options	SOS Children's Villages

Rewards points threshold	85,000 Points
Rewards	Rs. 175 Cash back
Rewards options	Credited to your selected HSBC Credit Card account

Rewards points threshold	100,000 Points
Rewards	Rs. 250 Voucher
Rewards options	Debonairs Pizza, Hong Kong Store, Le Bookstore, MCine (1 cinema ticket, 1 popcorn and 1 soft drink), Pizza Hut, Steers, or Winner's

Rewards points threshold	300,000 Points
Rewards	Rs. 900 Voucher
Rewards options	20/Vin, Bookcourt, Flemingo Duty Free Mauritius, HobbyWorld, Lemon Yellow, L'Occitane en Provence, Mugg & Bean, Panarottis, Phydra or Spur

Rewards points threshold	500,000 Points
Rewards	Rs. 1,750 Voucher
Rewards options	361, City Sport, Ravior, Rituals Spa, Shafiq Hossen Optometrist

Rewards points threshold	1,000,000 Points
Rewards	Rs. 4,000 Voucher
Rewards options	Arcadia Travel (not applicable on air tickets only. Applicable on all packages except for Reunion and Rodrigues), Adamas (not applicable on Mauriden products and loose diamonds), or Meem Trading

Missing Rewards points to redeem for higher Rewards?

Purchase rewards points in multiples of 10,000 to top up your current rewards points balance. Rs. 40 will be debited from your card account for each 10,000 rewards points purchased. E.g.: You have 1,982,000 rewards points.

Redemption options
Items	Option - redeem current available points	Option - purchase 2 multiples of 10,000 rewards points
Redemption thresholds redeemed and value of redemption	1,000,000 - Rs. 4,000 voucher 500,000 - Rs. 1,750 voucher 300,000 - Rs. 900 voucher 100,000 - Rs. 250 voucher 75,000 - Rs. 150 donation	Total points for redemption: 2,002,000 1,000,000 - Rs. 4,000 voucher 1,000,000 - Rs. 4,000 voucher
Total value that can be redeemed	Rs. 7,050	Rs. 8,000
Rewards points left which can be redeemed before its expiration (valid for 2 years from month of purchase)	7,000	2,000

Redemption options
Items	Redemption thresholds redeemed and value of redemption
Option - redeem current available points	1,000,000 - Rs. 4,000 voucher 500,000 - Rs. 1,750 voucher 300,000 - Rs. 900 voucher 100,000 - Rs. 250 voucher 75,000 - Rs. 150 donation
Option - purchase 2 multiples of 10,000 rewards points	Total points for redemption: 2,002,000 1,000,000 - Rs. 4,000 voucher 1,000,000 - Rs. 4,000 voucher

Items	Total value that can be redeemed
Option - redeem current available points	Rs. 7,050
Option - purchase 2 multiples of 10,000 rewards points	Rs. 8,000

Items	Rewards points left which can be redeemed before its expiration (valid for 2 years from month of purchase)
Option - redeem current available points	7,000
Option - purchase 2 multiples of 10,000 rewards points	2,000

How to redeem?

Call HSBC Contact Centre to obtain the number of rewards points available on your credit card account. You choose if you want to accumulate more rewards points or redeem for your preferred gift vouchers, cash back or charity for donation.

If you choose to redeem, download a copy of the redemption form, then:

Print, complete and sign the form
Send us the signed form as follows: Deposit the form in the nearest HSBC Branch or mail the redemption form to HSBC Cards Operations, Icon Ebene, Level 5, Office 1 West Wing, Rue de l'Institut, 72202, Mauritius

Alternatively, email your choice of redemption through HSBC online banking service only.

Your vouchers and/or donation letter will be sent by registered post to your mailing address. Cash back and purchase of rewards points will normally appear in your credit card statement issued on the following month after your redemption has been processed

Credit Card Rewards