Rewards programme
Personalised to spoil you, the new HSBC Credit Card Rewards Programme brings you treats that you deserve. So whether you're travelling the world, dining on exotic cuisine, shopping to your heart's content or relaxing in style, use your HSBC Credit Card for payment and earn maximum rewards points.
Re1 = 1 Rewards point
Starting 1 January 2016, for every rupee you spend on your HSBC credit card for purchases, you earn one rewards point.
Enjoy more flexibility in your rewards!
You accumulate your rewards points and increase your rewards points balance on an ongoing basis until you redeem your points or until they expire.
How does it work?
- Rewards points are valid for a period of 2 years as from month of purchase. For e.g. rewards points, awarded in February 2016, will be available for redemption until end of February 2018
- Rewards points will therefore expire after two years if not redeemed prior to the expiry date. In the above example, rewards points, which have not been redeemed before end of February 2018, will expire on 1st March 2018
- Expired rewards points cannot be redeemed and will be deducted from your rewards points balance
| Amount and date purchase transaction posted/rewards points credited | Total rewards points available for redemption on same date | Expiry of available rewards points |
|---|---|---|
| Rs.10,000 on 1 January 2016 | 10,000 | 10,000 on 1 February 2018 |
| Rs. 5,000 on 15 May 2016 | 10,000 + 5,000 = 15,000 | 10,000 on 1 February 2018 5,000 on 1 June 2018 |
| Rs. 7,000 on 31 December 2017 | 10,000 + 5,000 + 7,000 = 22,000 | 10,000 on 1 February 2018 5,000 on 1 June 2018 7,000 on 1 January 2020 |
| Rs.3,000 on 1 January 2018 | 5,000 + 7,000 + 3,000 = 15,000 (10,000 rewards points earned on 1 January 2016 have expired) |
5,000 on 1 June 2018 7,000 on 1 January 2020 3,000 on 1 March 2020 |
| Amount and date purchase transaction posted/rewards points credited | Rs.10,000 on 1 January 2016 |
|---|---|
| Total rewards points available for redemption on same date | 10,000 |
| Expiry of available rewards points | 10,000 on 1 February 2018 |
| Amount and date purchase transaction posted/rewards points credited | Rs. 5,000 on 15 May 2016 |
| Total rewards points available for redemption on same date | 10,000 + 5,000 = 15,000 |
| Expiry of available rewards points |
10,000 on 1 February 2018 5,000 on 1 June 2018 |
| Amount and date purchase transaction posted/rewards points credited | Rs. 7,000 on 31 December 2017 |
| Total rewards points available for redemption on same date | 10,000 + 5,000 + 7,000 = 22,000 |
| Expiry of available rewards points |
10,000 on 1 February 2018 5,000 on 1 June 2018 7,000 on 1 January 2020 |
| Amount and date purchase transaction posted/rewards points credited | Rs.3,000 on 1 January 2018 |
| Total rewards points available for redemption on same date |
5,000 + 7,000 + 3,000 = 15,000 (10,000 rewards points earned on 1 January 2016 have expired) |
| Expiry of available rewards points |
5,000 on 1 June 2018 7,000 on 1 January 2020 3,000 on 1 March 2020 |
HSBC Credit Card Rewards is purely a token of our appreciation to you. Make the most of these thrilling redemption options. Redeem your rewards points anytime and enjoy it all, absolutely free!
Rewards points redemption
| Rewards points threshold | Rewards | Rewards options |
|---|---|---|
| 75,000 Points | Rs. 150 Donation | SOS Children's Villages |
| 85,000 Points | Rs. 175 Cash back | Credited to your selected HSBC Credit Card account |
| 100,000 Points | Rs. 250 Voucher | Debonairs Pizza, Hong Kong Store, Le Bookstore, MCine (1 cinema ticket, 1 popcorn and 1 soft drink), Pizza Hut, Steers, or Winner's |
| 300,000 Points | Rs. 900 Voucher | 20/Vin, Bookcourt, Flemingo Duty Free Mauritius, HobbyWorld, Lemon Yellow, L'Occitane en Provence, Mugg & Bean, Panarottis, Phydra or Spur |
| 500,000 Points | Rs. 1,750 Voucher | 361, City Sport, Ravior, Rituals Spa, Shafiq Hossen Optometrist |
| 1,000,000 Points | Rs. 4,000 Voucher | Arcadia Travel (not applicable on air tickets only. Applicable on all packages except for Reunion and Rodrigues), Adamas (not applicable on Mauriden products and loose diamonds), or Meem Trading |
| Rewards points threshold | 75,000 Points |
|---|---|
| Rewards | Rs. 150 Donation |
| Rewards options | SOS Children's Villages |
| Rewards points threshold | 85,000 Points |
| Rewards | Rs. 175 Cash back |
| Rewards options | Credited to your selected HSBC Credit Card account |
| Rewards points threshold | 100,000 Points |
| Rewards | Rs. 250 Voucher |
| Rewards options |
Debonairs Pizza, Hong Kong Store, Le Bookstore, MCine (1 cinema ticket, 1 popcorn and 1 soft drink), Pizza Hut, Steers, or Winner's |
| Rewards points threshold | 300,000 Points |
| Rewards | Rs. 900 Voucher |
| Rewards options |
20/Vin, Bookcourt, Flemingo Duty Free Mauritius, HobbyWorld, Lemon Yellow, L'Occitane en Provence, Mugg & Bean, Panarottis, Phydra or Spur |
| Rewards points threshold | 500,000 Points |
| Rewards | Rs. 1,750 Voucher |
| Rewards options | 361, City Sport, Ravior, Rituals Spa, Shafiq Hossen Optometrist |
| Rewards points threshold | 1,000,000 Points |
| Rewards | Rs. 4,000 Voucher |
| Rewards options |
Arcadia Travel (not applicable on air tickets only. Applicable on all packages except for Reunion and Rodrigues), Adamas (not applicable on Mauriden products and loose diamonds), or Meem Trading |
Missing Rewards points to redeem for higher Rewards?
Purchase rewards points in multiples of 10,000 to top up your current rewards points balance. Rs. 40 will be debited from your card account for each 10,000 rewards points purchased. E.g.: You have 1,982,000 rewards points.
| Items | Option - redeem current available points | Option - purchase 2 multiples of 10,000 rewards points |
|---|---|---|
| Redemption thresholds redeemed and value of redemption | 1,000,000 - Rs. 4,000 voucher 500,000 - Rs. 1,750 voucher 300,000 - Rs. 900 voucher 100,000 - Rs. 250 voucher 75,000 - Rs. 150 donation |
Total points for redemption: 2,002,000 1,000,000 - Rs. 4,000 voucher 1,000,000 - Rs. 4,000 voucher |
| Total value that can be redeemed | Rs. 7,050 | Rs. 8,000 |
| Rewards points left which can be redeemed before its expiration (valid for 2 years from month of purchase) | 7,000 | 2,000 |
| Items | Redemption thresholds redeemed and value of redemption |
|---|---|
| Option - redeem current available points |
1,000,000 - Rs. 4,000 voucher 500,000 - Rs. 1,750 voucher 300,000 - Rs. 900 voucher 100,000 - Rs. 250 voucher 75,000 - Rs. 150 donation |
| Option - purchase 2 multiples of 10,000 rewards points |
Total points for redemption: 2,002,000 1,000,000 - Rs. 4,000 voucher 1,000,000 - Rs. 4,000 voucher |
| Items | Total value that can be redeemed |
| Option - redeem current available points | Rs. 7,050 |
| Option - purchase 2 multiples of 10,000 rewards points | Rs. 8,000 |
| Items | Rewards points left which can be redeemed before its expiration (valid for 2 years from month of purchase) |
| Option - redeem current available points | 7,000 |
| Option - purchase 2 multiples of 10,000 rewards points | 2,000 |
How to redeem?
Call HSBC Contact Centre to obtain the number of rewards points available on your credit card account. You choose if you want to accumulate more rewards points or redeem for your preferred gift vouchers, cash back or charity for donation.
If you choose to redeem, download a copy of the redemption form, then:
- Print, complete and sign the form
- Send us the signed form as follows: Deposit the form in the nearest HSBC Branch or mail the redemption form to HSBC Cards Operations, HSBC centre, 4th Floor, 18 Cybercity, Ebene
Alternatively, email your choice of redemption through HSBC online banking service only.
Your vouchers and/or donation letter will be sent by registered post to your mailing address. Cash back and purchase of rewards points will normally appear in your credit card statement issued on the following month after your redemption has been processed
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