HSBC Gold Credit Card
Handy, fast, secure and rewarding to use, your HSBC MasterCard Gold Credit Card is ideal and convenient for your everyday
Pay for your expenses in Mauritius and overseas
For your shopping, dining, travels, holiday bookings, course expenses amongst others. No need to carry cash as your HSBC Credit Card is widely accepted brand locally and abroad.
For your online shopping, subscriptions, fees and bookings.
Your electricity, water and telephone bills through the respective company mobile application and web portal.
Shop and pay online with additional protection
More security through one-time-passcode confirmation for payments on Mastercard Identity Check® enabled portals. Learn more
Save time with contactless payment
Tap and Pay when paying for small amounts for faster checkout. Contactless limit on HSBC cards has increased from Rs. 500 to Rs.2,500. However, for security reasons, your PIN may be requested occasionally.
Get SMS notifications for credit card transactions
Receive notification on your registered mobile number for any local and overseas online transactions of Rs.500 and above. You will also get SMS notification for overseas purchases and cash advance transactions of Rs.5,000 and above in foreign currency. Learn more
Manage your expenses
Track and analyse your expenses through your detailed monthly statements.
Your credit card balance settlement occurs at a fixed date every month and this makes managing your budget easier.
Choose between full or partial settlement (minimum of 5%)* of your credit card balance to suit your cash flow. If you choose full settlement, you will not incur any finance charge and hence benefit from up to 53 days free use of funds. (* Any amount not settled will incur finance charges as per prevailing rates.)
Need some extra cash
Use available card credit limit for your planned and unplanned expenses such as a medical emergency. Or get cash advance** at any ATMs in
Mauritius and worldwide. (**At prevailing fees and finance charges)
Maximum cash advance available at ATMs and branch counter is 40% of credit card limit.
home&Away privilege programme
For any application, we would need the following documents
Local Year Round Offers
A selection of exciting offers available in Mauritius.
Overseas travel accident insurance cover
Gets FREE travel accident insurance cover for all overseas trip in land, sea and air transportation of up to Rs.4,900,000
Full details on Forms and FAQs
Lost card replacement
Get card replacement service in Mauritius and overseas. You are protected against any fraudulent charges if you exercise due care and report the loss of your card immediately to our contact centre.
Share the privileges
Supplementary credit card
Share the benefits and the credit limit with your loved ones.
Up to 3 supplementary credit cards are available on your primary card account
Eligibility criteria to apply for an HSBC Gold Credit Card:
- Individuals aged between 18 to 65 years (for primary and supplementary applicants)
- Minimum income of Rs30,000 per month
- Resident of Mauritius
- Supplementary cards will be issued to immediate family members only
- Must satisfy the bank’s credit/lending criteria
For any application, we would need the following documents:
- National Identity Card or valid passport for non-nationals
- recent salary slips (3 months)
- proof of address (any recent utility bill)
Things you should know
Activate your credit card before using it for the first time:
- Call us on +230 403 0750 from 8.45 a.m. till 5.30 p.m. during weekdays
- Send us instruction through secured message on HSBC Personal Internet Banking
Credit Card Terms and Conditions on Retail Banking terms and conditions page
Credit Card Frequently Asked Questions, Security Tips and Travel Accident Insurance Cover on Form and FAQs page
Terms and conditions apply.