Mastercard Gold Credit Card

HSBC Gold Credit Card

Handy, fast, secure and rewarding to use, your HSBC MasterCard Gold Credit Card is ideal and convenient for your everyday

spending!

Check eligibility and how to apply for a HSBC Gold Credit Card

Contact me for application for HSBC Mauritius - Contact Us Form This link will open in a new window

Benefits

Pay for your expenses in Mauritius and overseas

For your shopping, dining, travels, holiday bookings, course expenses amongst others. No need to carry cash as your HSBC Credit Card is widely accepted brand locally and abroad.
Pay online

For your online shopping, subscriptions, fees and bookings.

Your electricity, water and telephone bills through the respective company mobile application and web portal.
Shop and pay online with additional protection

More security through one-time-passcode confirmation for payments on Mastercard Identity Check® enabled portals. Learn more
Save time with contactless payment

Tap and Pay when paying for small amounts for faster checkout. Contactless limit on HSBC cards is Rs.5,000. If the Point-of-Sale contactless limit is lower than Rs.5,000, you may be required to insert your PIN to proceed with the transaction.
Get SMS notifications for credit card transactions

Receive notification on your registered mobile number for any local and overseas online transactions of Rs.500 and above. You will also get SMS notification for overseas purchases and cash advance transactions of Rs.5,000 and above in foreign currency. Learn more

Manage your expenses

Track and analyse your expenses through your detailed monthly statements.

Your credit card balance settlement occurs at a fixed date every month and this makes managing your budget easier.

Choose between full or partial settlement (minimum of 5%)^* of your credit card balance to suit your cash flow. If you choose full settlement, you will not incur any finance charge and hence benefit from up to 53 days free use of funds. (^*Any amount not settled will incur finance charges as per prevailing rates.)
Need some extra cash

Use available card credit limit for your planned and unplanned expenses such as a medical emergency. Or get cash advance^** at any ATMs in

Mauritius and worldwide. (^**At prevailing fees and finance charges)

Maximum cash advance available at ATMs and branch counter is 40% of credit card limit.

Extras

Two female travellers looking at pictures on camera

home&Away privilege programme

to learn more about a range of offers and benefits worldwide This link will open in a new window

For any application, we would need the following documents

Woman window-shopping in winter clothing

Local Year Round Offers

A selection of exciting offers available in Mauritius.

a woman happily walking with shopping bags and holding a drink

Rewards Programme

to read more about credit card rewards

Earn free vouchers and cash back.

Protection

Overseas travel accident insurance cover

Gets FREE travel accident insurance cover for all overseas trip in land, sea and air transportation of up to Rs.4,900,000

Full details on Forms and FAQs

Assistance

Lost card replacement

Get card replacement service in Mauritius and overseas. You are protected against any fraudulent charges if you exercise due care and report the loss of your card immediately to our contact centre.

Share the privileges

Supplementary credit card

Share the benefits and the credit limit with your loved ones.

Up to 3 supplementary credit cards are available on your primary card account

Contact me for application find out more about Make an enquiry This link will open in a new window

Eligibility criteria

Eligibility criteria to apply for an HSBC Gold Credit Card:

Individuals aged between 18 to 65 years (for primary and supplementary applicants)
Minimum income of Rs30,000 per month
Resident of Mauritius
Supplementary cards will be issued to immediate family members only
Must satisfy the bank’s credit/lending criteria

Documents required

For any application, we would need the following documents:

National Identity Card or valid passport for non-nationals
recent salary slips (3 months)
proof of address (any recent utility bill)

Things you should know

Activate your credit card before using it for the first time:

Call us on +230 403 0750 from 8.45 a.m. till 5.30 p.m. during weekdays
Send us instruction through secured message on HSBC Personal Internet Banking

View :

Credit Card Terms and Conditions on Retail Banking terms and conditions page

Credit Card Frequently Asked Questions, Security Tips and Travel Accident Insurance Cover on Form and FAQs page

Terms and conditions apply.

Gold Credit Card