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Fixed deposit account

Make your money work for you

Fixed Deposit Account

A simple, smart and easy way to make your money work for you. Enjoy attractive rates with our fixed term deposit account providing you with secure savings as well as ease of access to your money.

  • Save as from a minimum deposit balance of Rs. 30,000 and earn higher interest than your Savings account.
  • Choose how long you wish to put your money aside: 12, 24, 36 or 48 months and know how much you’ll end up with right from the start with guaranteed return payable at maturity.

Renew your fixed deposit

You may opt:

  • for automatic renewal, or
  • provide instruction to transfer your funds upon maturity to your savings account from the start.

If you choose automatic renewal, the prevailing fixed deposit interest rate on the date of maturity will apply and keep your savings growing.

You can also update maturity instructions either through Internet Banking or at your branch 3 days prior to the maturity date. Note however that your fixed deposit can be renewed up to a period not exceeding 7 years after original maturity date.

In case, no instructions have been provided at maturity (i.e. for renewal of the fixed deposit or transfer of funds to your savings account ), the current savings rate will then be applied. 

Withdrawal of fixed deposit before maturity

You can withdraw before term. Note that a penalty fee will apply as per tariff of charges.

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