Personal Loan

Fulfill all your dreams with a Personal loan from HSBC

Our financial needs changes at different stages of life. Whether it is beginning a new chapter with a loved one, buying a new car or planning for your child's education, you can apply for our loans at tiny tiny rates.

* Terms and Conditions apply. Annual Percentage Rate (APR) as from 10.46%
Base Lending Rate (BLR) = 8.05% and is subject to fluctuations.

Know more

• Benefits and Features
• Eligibility criteria
• Documents required

Wide range of loan amounts

Our loan amounts range from Rs.25,000 to Rs.2,000,000

Flexible repayment period

Our repayment periods range from 1 to 5 years.

Protecting your repayments

For a nominal premium, you'll receive life and disability insurance cover throughout the loan period

Smooth loan repayment with low interest rates

• An advance for a fixed sum over a fixed period, clean or secured
• Interest charged is linked to the Base Lending Rate (BLR)

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Eligibility criteria to apply for a Personal Loan

• Resident of Mauritius
• Individuals aged between 18 to 60 years (loan to terminate at 60 years)
• Minimum monthly income requirement - Rs12,000

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To avail of a personal loan, please submit the following documents

• Proof of Identity - Identity Card or Passport
• Evidence of income - an employment letter stating your salary, years of service and designation
• Last 3 salary slips
• Last 3 utility bills - CEB, CWA, MT
• Bank statements for the last six months from your previous banker, if you have banked with HSBC for less than 12 months
• Salary should be pledged to HSBC
• Download a Loan Application Form

Note: We draw your attention to the existence of the Mauritius Credit Information Bureau (MCIB). Please, Click Here, to access the information booklet.

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