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Personal Loan
Personal Loan
Fulfill all your dreams with a Personal loan from HSBC
Our financial needs changes at different stages of life. Whether it is beginning a new chapter with a loved one, buying a new car or planning for your child's education, you can apply for our loans at tiny tiny rates.
Know more
Benefits and Features
Wide range of loan amounts
- Unsecured loan amounts up to 12 times monthly salary, up to a maximum of Rs 750,000
- Secured loan amount ranges form Rs 25,000 to a maximum of Rs 2,000,000
Flexible repayment period
Repayment periods range from
- 1 to 5 years unsecured
- 1-7 years secured
Protecting your repayments
For a nominal premium, you'll receive life and disability insurance cover throughout the loan period
Smooth loan repayment with low interest rates
- An advance for a fixed sum over a fixed period, clean or secured
- Interest charged is linked to the Base Lending Rate (BLR)
Documents Required
To avail of a personal loan, please submit the following documents
- Proof of Identity - Identity Card or Passport
- Evidence of income - an employment letter stating your salary, years of service and designation
- Last 3 salary slips
- Last 3 utility bills - CEB, CWA
- Bank statements for the last six months from your previous banker, if you have banked with HSBC for less than 12 months
- Salary should be pledged to HSBC
- Download a Loan Application Form
Note: We draw your attention to the existence of the Mauritius Credit Information Bureau (MCIB). Please, Click Here, to access the information booklet.
