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Educational loan

Educational loan

Educational loan

HSBC Education Loan is not just another funding scheme. It's about helping your child achieve career goals and life ambitions. Our comprehensive education loan package will not only ease your financial burden but also facilitate your child's academic life from start to success, be it abroad or in Mauritius.

Loan repayment period of up to 13 years including a moratorium on capital of up to 4 years.

Facilitate International Account Opening in overseas HSBC branches.

Free credit card for the 1st year and 1 free supplementary card.

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Benefits and Features

  • Wide range of loan amounts
  • Flexible repayment period

    Repayment periods up to 13 years (including moratorium period)

  • Moratorium

    Moratorium up to 4 years

  • Facilitate international account opening**
  • Free secured internet banking
  • Free ATM card with access to over 1,000,000 ATMs worldwide

    **In countries where HSBC operates a branch.




  • Fees, Air ticket & living expenses (including accommodation)


  • Fees: Customer must give proof of admission /letter of acceptance.
  • Accommodation: Proof of campus accommodation or other accommodation should be given.
  • Air ticket: Quotation from travel agency.
  • Loan will be disbursed per academic year.
  • In cases of upfront payment of fees, there will be full disbursement.
  • Fees will be paid directly to the university.
  • Living expenses will be paid directly to the account of the student.
  • Air ticket will be paid directly to the travel agent.


  • The customer must be in possession of original proof of acceptance onto a qualifying course.
  • The customer must be at least 18 years of age.
  • Individuals aged between 18 to 65 years (loan to terminate at 65 years)
  • Referred customers must be undergraduates or postgraduates.
  • The student must be studying on a qualifying course in the Mauritius or overseas.
Criteria mentioned above are for indicative purposes only. Customers are recommended to talk to a branch representative for more details.



Documents Required

  • Completed Loan Application form
    Proof of identity - Identity Card or Passport
  • Evidence of income - an employment letter stating your salary, years of service and designation
  • Last 3 salary slips
  • Last 3 utility bills - CEB, CWA, Mauritius Telecom
  • Bank statements for the last six months from your previous banker, if you have banked with HSBC for less than 12 months
  • Salary should be pledged to HSBC

Note: We draw your attention to the existence of the Mauritius Credit Information Bureau (MCIB). Please, Click Here, to access the information booklet.