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Home Insurance

Home Insurance

Home Insurance

Protect your home - and everything else in it!

Your house is probably your single largest investment and you have invested considerable time, effort and money in making it 'your home'.

HSBC brings you Home Insurance - an insurance policy designed to protect your home - and everything else in it

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Benefits and Features

 Complete peace of mind

  • Insurance cover provided by a leading insurance company in Mauritius
  • Convenience of purchasing home insurance whilst taking a Home Loan with HSBC

 

 Comprehensive cover for complete peace of mind

Our comprehensive Home Insurance policy provides cover for

  • Fire, theft, lightning riots, explosion, malicious damage, cyclone, flood, water damage, impact, subsidence, landslip and earthquake
  • Loss or damage on a worldwide basis for personal belongings such as items of jewellery, cameras, watches, etc
  • Your liability towards others for accidental death or bodily injury
  • Your liability towards others for accidental damage to property

 

 Extra Coverage - At no extra cost

we also provide cover for

  • The cost of replacement of items lost or damaged will be based on the cost of new ones without any deduction for depreciation
  • Cover for contents whilst temporarily away from your home
  • Accidental damage to televisions, videos, audio and computer equipment in your house
  • Accidental breakage of glass mirrors and sanitary fixtures
  • Loss of rent and cost of alternative accommodation
  • Replacement of outside locks, keys and alarms following burglary
  • Personal liability cover for a limit of Rs. 1 Million and employers' liability cover are free of charge provided total premium on building and/or contents exceed Rs1,000

 

 Prompt Settlement

Be assured of prompt and fair settlement of your claims

* This information is intended as a general summary of the key features of our insurance policy document. Please refer to the insurance contract for exact terms and conditions.

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Eligibility

 Eligibility criteria for home insurance

  • Proposer must have an insurable interest in the property to be insured
  • Type of construction must be of standard type i.e. all concrete or all concrete roofed with corrugated iron sheets

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Who is the insurer?

 Who is the insurer?

Swan Insurance Company Limited is the underwriter of this plan whilst HSBC is an intermediary in arranging for this insurance plan

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