Gold Credit Card

Be a part of an elite group - HSBC's gold credit card is recognized the world over.

HSBC gold credit card is designed to enhance your lifestyle and reward you for being a cardholder.
Our Gold Card allows you to get credit from MUR 100,000 and either withdraw or settle most of your bills worldwide.

Know more

• Benefits & Features
• Eligibility criteria
• Documents required

No need to open an account

You don’t need an HSBC account to get a Gold credit card

 

Rewards programme

Spend and earn rewards points which you can redeem for exciting gift vouchers

 

Enjoy discounts

Enjoy discounts of up to 50% at over 360 outlets across Mauritius ranging from fashion clothes and accessories; dining treats ; holiday and leisure activities; clinics and pharmacies; health and beauty services; home decorations and appliances and much more... Click Here for year round offers.

Click Here for the home&Away Homepage

Click Here for home&Away Year-Round Offers in Mauritius

 

Worldwide acceptance

Your HSBC credit card is recognized and accepted in over 24 million establishments worldwide.

 

Spending limits

With HSBC gold credit card your spending limit starts as from Rs. 100,000

 

Free travel accident insurance

You get free travel accident insurance if you pay in full with your gold credit card for your flight, train or coach journeys. You and your family will be covered for up to Rs4.9 million in the event of death or permanent disability.

 

Worldwide emergency assistance (For Visa® Cardholders Only)

Instant medical advice, legal and other specialised services are just a phone call away, anywhere in the world, 24 hours a day. Just email on bankservices@internationalsos.com or call on one of the following numbers wherever you are:

• Middle East/ South Africa: +44 (0) 20 8762 8146
• Russia and Confederation of Independent State: +7 (495) 937 64 53
• USA: +1 877 859 1273
• Other Countries: +44 (0) 20 8762 8146

 

Triple Access facility

You can enjoy added convenience with our Triple Access facility, which allows you to access three different accounts from an HSBC ATM with just one card – your credit card account and up to two other bank accounts: Savings, Current or Call deposit (in Mauritian rupees or foreign currency).

 

Making life easier for you

Service	At HSBC ATMs in Mauritius	At HSBC ATMs Worldwide
Cash advance from credit card account	Yes	Yes
Transfer from card account to deposit account and vice versa	Yes	Yes
Cash and cheque deposit into card account	Yes
Balance enquiry on card account (total minimum payment due & Current Outstanding balance)	Yes	Yes
Cash withdrawal from deposit accounts	Yes	Yes

 

Rewards Programme

Earn Reward points when using your credit card and redeem anytime for an exciting range of gift vouchers. Click Here for more details

 

Lost card protection

You are protected against any fraudulent charges if you exercise due care and report the loss of your card immediately on our hotline 403 0732.

 

Credit facilities

You have the option of paying only a minimum of 5% of your expenses and settling the balance later at your own convenience, at applicable finance charges.

 

Financial flexibility

You enjoy interest-free credit of up to 53 days on your purchases upon payment of full outstanding balance.

 

Supplementary Card

Share the benefits and privileges of being an HSBC credit cardholder with someone special - simply by giving them an HSBC Gold supplementary card!

All HSBC Gold supplementary cardholders (Individual only) are NOT charged any annual fee!

As the primary cardholder, you will share your credit limit with the supplementary cardholder. In addition, all transactions performed by the supplementary cardholder will be listed separately on your own credit card statement.

 

Easy Payment Methods

You can pay your credit card bill using any of the following

• Branch: Pay at any branch counter.
• Autopay: Set up a direct debit from your designated account to settle your credit card bills on the payment due date..
• Automated teller machine (ATM):Transfer funds from your account with HSBC or deposit cash/cheque to settle your credit card account at any HSBC ATM in Mauritius.
• By mail:Send a cheque together with the payment stub to our Card Centre, 18 CyberCity, Ebene at least 5 working days before the payment due date. Cheques should be crossed and made payable to "The Hongkong and Shanghai Banking Corporation Limited". Please write your card account number on the back of the cheque. Do not send cash or post-dated cheque.
• By Internet Banking: Settle your credit card account anytime and anywhere using the HSBC Internet Banking facility.

 

Customer service centre

For more information, please feel free to call our Contact Centre on 800-1234 or (230) 403 0701 or email as on hsbcmauritius@hsbc.co.mu

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Eligibility criteria to apply for an HSBC Gold Credit Card

• Individuals aged 18 and above (for primary and supplementary applicants)
• Minimum gross income of MUR 30,000 per month.
• Minimum income of MUR 75,000 for expatriates.
• Mauritian Resident.
• Supplementary cards will be issued to immediate family members only.
• Must satisfy the bank’s credit/lending criteria.

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To apply for a credit card, you need to provide the following documents

• Copy of identification (passport/identity card)
• Original salary slip/letter from employer
• Copy of latest utility bill (CWA,CEB,MT)
• Occupation/Work permit (for expatriates only)
• Full passport copy (for expatriates only)
• Bank statement for last 3 months (only for self employed)

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