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HSBC Credit Card. The One Card for Home and Away

Classic Credit Card

HSBC Classic Credit Card

Flexibility, convenience and rewards – only with an HSBC Credit Card

The HSBC classic credit card gives you the financial flexibility and convenience to help you make any purchases whenever you want.
The benefits and privileges of HSBC's credit cards are designed to enhance your lifestyle and reward you for being a cardholder.

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Benefits and Features

Range of services – with just one credit card!

  • No need to have an account at HSBC to get a classic card.
  • Enjoy discounts of up to 50% at over 240 outlets across Mauritius ranging from fashion clothes and accessories; dining treats ; holiday and leisure activities; clinics and pharmacies; health and beauty services; home decorations and appliances and much more... Click Here for year round offers.
  • Click Here for the home&Away Homepage
  • Click Here for home&Away Year-Round Offers in Mauritius
  • Your HSBC credit card is recognized and accepted in over 24 million establishments worldwide.
  • With a classic credit card your spending limit starts as from Rs. 5,000
  • You can enjoy added convenience with our Triple Access facility, which allows you to access three different accounts from an HSBC ATM with just one card – your credit card account and up to two other bank accounts: Savings, Current or Call deposit (in Mauritian rupees or foreign currency).

 

Making life easier for you

Service At HSBC ATMs in Mauritius At HSBC ATMs
Worldwide
Cash advance from credit card account Yes Yes
Transfer from card account to deposit account and vice versa Yes Yes
Cash and cheque deposit into card account Yes  
Balance enquiry on card
account (total minimum
payment due & Current
Outstanding balance)
Yes Yes
Cash withdrawal from deposit accounts Yes Yes

 

Lost card protection

You are protected against any fraudulent charges if you exercise due care and report the loss of your card immediately our Contact Centre.

 

Credit facilities

You have the option of paying only a minimum of 5% of your expenses and settling the balance later at your own convenience, at applicable finance charges.

 

Financial flexibility

You enjoy interest-free credit of up to 53 days on your purchases upon payment of full outstanding balance.

 

Supplementary Card

Share the benefits and privileges of being an HSBC credit cardholder with someone special - simply by giving them an HSBC supplementary card!

All HSBC classic supplementary cardholders (Individual only) are NOT charged any annual fee!

As the primary cardholder, you will share your credit limit with the supplementary cardholder. In addition, all transactions performed by the supplementary cardholder will be listed separately on your own credit card statement.

 

Easy Payment Methods

You can pay your credit card bill using any of the following

  • Branch: Pay at any branch counter.
  • Autopay: Set up a direct debit from your designated account to settle your credit card bills on the payment due date.
  • Automated teller machine (ATM): Transfer funds from your account with HSBC or deposit cash/cheque to settle your credit card account at any HSBC ATM in Mauritius.
  • By mail: Send a cheque together with the payment stub to our Card Centre, 18 CyberCity, Ebene at least 5 working days before the payment due date. Cheques should be crossed and made payable to "The Hongkong and Shanghai Banking Corporation Limited". Please write your card account number on the back of the cheque. Do not send cash or post-dated cheque
  • By Internet Banking: Settle your credit card account anytime and anywhere using the HSBC Internet Banking facility.

 

Customer Service Centre

For more information, please feel free to call our Contact Centre.

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Eligibility

 Eligibility Criteria to apply for an HSBC Classic Credit Card

  • Individuals aged 18 and above (for primary and supplementary applicants)
  • Minimum gross income of MUR 8,000 per month.
  • Mauritian Resident
  • Supplementary cards will be issued to immediate family members only
  • Must satisfy the bank’s credit/lending criteria

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Documents Required

To apply for a credit card, you need to provide the following documents

  • Copy of identification (passport/identity card)
  • Original salary slip/letter from employer
  • Copy of latest utility bill (CWA,CEB,MT)
  • Occupation/Work permit (for expatriates only)
  • Full passport copy (for expatriates only)
  • Bank statement for last 3 months (only for self employed)

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