Cash, cash, cash… That’s what it takes in a growing business! Everything eats up your cash: increase in prices of raw materials, salaries, utility bills…you name it! HSBC is right here ready to assist in easing your cash flow requirements.
We provide tailor-made solutions for your finance requirements, whether long term or short term. Our support is not restricted to Mauritius but spans across the globe. We seek to meet your international banking needs by tapping on our worldwide network across the globe.
Working Capital Finance - find out more
Loans - find out more
Treasury Products - find out more
Working Capital Finance
The overdraft facility allows you to overdraw on your current account up to an agreed limit. It is used to meet recurrent expenses (e.g., to pay your utility bills). An overdraft provides flexibility given that you can at any time deposit money into your current account to reduce the outstanding balance or you can draw out money whenever you need it as long as you do not exceed your approved limit. The overdraft has the advantage of being self-liquidating by the normal turnover of the account.
Overdraft facilities provide short-term funding to assist you in your working capital requirements
Short Term Credit Facility
HSBC offers a range of services for meeting your working capital requirements in relation to your import and export businesses. For more details, please visit our Global Trade and Receivables Finances page.
HSBC offers term loans at variable rates of interest. We recommend term loans for funding longer term investments and capital expenditure.
At HSBC, we offer you the right specialist skills to provide you with simple solutions to your complex problems. Our relationship managers will guide you across to:
Treasury Products are principally used to hedge against foreign exchange risk (and interest rate risk). Your business has receipts in FCY but your payments are in local currency or your receipts and expenses are in different currencies, we offer you the solution to manage your foreign currency risk.
For more information, please contact
Mr Dean LAM
Head of Corporate Banking
6th Floor, HSBC Centre
Tel: (230) 403 8340
Fax: (230) 403 8300
Mobile: (230) 422 5619